MoneyMic Privacy Policy (United States)

Effective Date: 05 July 2025

Welcome to MoneyMic! Your privacy is important to us. This Privacy Policy explains how we collect, use, share, and safeguard your personal information when you use our website, mobile app, and services (collectively, the "Platform"). This agreement complies with applicable U.S. laws, including the California Consumer Privacy Act (CCPA) and the Gramm-Leach-Bliley Act (GLBA).

1. INFORMATION WE COLLECT

Identity Data: Name, ID, DOB, SSN
Contact Data: Email, phone, address
Financial Data: Bank and brokerage info, transactions
Device Data: IP, browser, device type, usage
Communications: Messages, feedback, surveys

2. HOW WE USE YOUR INFORMATION

To verify identity and open accounts
To mirror trades and process transactions
To comply with AML/KYC/tax regulations
To improve, personalize, and secure the Platform

3. SHARING YOUR INFORMATION

We do not sell your data. We may share with:

Service Providers (e.g., SnapTrade, hosting, payments)
Legal authorities (when legally required)
Corporate successors (merger/acquisition)

4. YOUR PRIVACY RIGHTS (CCPA)

Right to Know, Delete, Opt-Out, and Non-Discrimination
Contact: privacy@moneymic.com to exercise these rights

5. DATA RETENTION AND SECURITY

Retained only as long as necessary or legally required
Security measures include encryption, MFA, access controls

6. DATA TRANSFERS

Your data may be processed outside the US
We apply safeguards for international data flows

7. CHILDREN'S PRIVACY

Not intended for users under 18

8. CHANGES TO THIS POLICY

We'll notify you of material changes via email or app

9. CONTACT US

Privacy Officer
Email: privacy@moneymic.com

10. ACCEPTANCE

By using the Platform, you agree to this Privacy Policy.