MoneyMic Terms of Use (United States)
Welcome to MoneyMic. These Terms of Use ("Terms") govern your access to and use of the MoneyMic website, app, and related services (the "Platform"). By accessing or using MoneyMic, you agree to be bound by these Terms.
1. ABOUT MONEYMIC
MoneyMic is a financial technology platform that enables users to link their existing brokerage accounts and mirror the trades of selected financial experts ("Experts"). MoneyMic is not a broker-dealer and does not provide investment advice or manage funds.
2. ELIGIBILITY
You must be at least 18 years old and capable of entering into legally binding agreements. You agree that the information you provide is accurate and complete.
3. ACCOUNT REGISTRATION
To use certain features, you must create an account and provide identification and brokerage connection information. You agree to maintain the confidentiality of your login credentials and are responsible for all activities under your account.
4. NO INVESTMENT ADVICE
Content on the Platform is for informational purposes only. MoneyMic is not a registered investment advisor. You are solely responsible for all investment decisions and outcomes.
5. BROKERAGE INTEGRATION
By connecting your brokerage account (via a third-party provider like SnapTrade), you authorize MoneyMic to access account data and execute trade mirroring instructions in accordance with your settings.
6. FEES AND SUBSCRIPTIONS
Some features are offered under a freemium model, while others require a paid subscription. Fees are disclosed at the time of sign-up and are subject to change.
7. USER CONDUCT
You agree not to violate any laws, attempt unauthorized access, or distribute harmful content.
8. TERMINATION
We may suspend or terminate your account if you violate these Terms.
9. LIMITATION OF LIABILITY
MoneyMic is provided "as-is" without warranties. We are not liable for indirect damages.
10. INDEMNIFICATION
You agree to indemnify MoneyMic for issues arising from your use.
11. GOVERNING LAW
These Terms are governed by the laws of Delaware.
12. MODIFICATIONS
We may update these Terms and will notify users accordingly.
13. CONTACT US
Email: legal@moneymic.com
14. ENTIRE AGREEMENT
These Terms, along with our Privacy Policy, constitute the full agreement.